If you have a WordPress blog or website, WordPress security must be an issue for you. I'm sure you must have heard about hackers attacking blogs and websites of other people. The damage done by them can be enormous, especially when the particular blog was high page ranked, displaying high in search engines and profitable. It is not the only type of websites attacked by hackers. The reasoning behind their acts can't be explained as logical. They will destroy it for fun. I know stories of people who one day, instead of their website saw a short note informing them that their website has been blocked by Google due to the thread it carries to other internet users. It was a result of hacker attack, who made changes to the website.
The secure your wordpress site Codex has an outline of what permissions are acceptable. Directory and file permissions can be changed either through an FTP client or within the administrative page from your web Full Article host.
Everything you've worked for will go with it should the server of your site return. You will make no sales, get no traffic or signups to your site, until you have the site and in short, you are out of business.
Yes, you want to do regular backups of your website. I recommend at least a weekly database backup and a monthly "full" Website backup. More, if at all possible. If you make changes and additions to your site, definitely more. If you have a community of people which are in there all the time, or make changes multiple times a day, a daily backup should be a minimum.
It's really sexy to fan the flames of fear. That is what bloggers and journalists and politicians and public figures do. It's great for readership and it brings money to the war chests. Balderdash.
These are a few. Great thing is that they don't need much time to do. These are also options, which can be carried out.